Life Insurance

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Life Insurance

Life insurance is one of the most necessary yet undervalued products provided by insurance companies like Everett B. Rich Agency. A life insurance policy can cover your final expenses as well as provide for your family after your death. Some policies can also provide for you because certain types of life insurance work as investments that build value over time.

Policies That Fit You

Your age, the size of your family, accumulated debt and many other factors affect your life insurance needs. Young professionals and recent college graduates may need much less coverage than a middle-aged professional with young children and a mortgage. Empty nesters have different coverage needs than newlyweds expecting their first child. At Everett B. Rich Agency, we work with several insurance carriers to provide policies that meet our customers' needs.

We'll take the time to get to know you and understand your personal circumstances. If you already have a life insurance policy, we’ll happily review it to make sure your policy still meets the needs of you and your family at the best possible rates.

Good Times for a Review

Because change is the one constant in life, you need an insurance agent that will help you adapt your life insurance policy to meet your changing needs. Call today to review your existing policy if you have recently

  • Received an inheritance
  • Gotten married or divorced
  • Had or adopted a child
  • Been diagnosed with a chronic or life-threatening illness
  • Purchased a home
  • Had a significant change in your annual household income
  • Started your own business
  • Significantly grown your business
  • Refinanced your home
  • Taken responsibility for the care of an aging relative
  • Experienced any other major life even

Available Coverage Options

Everett B. Rich Agency offers all major types of life insurance. Beginners may choose term life insurance with policies effective for a specified period of time ranging from one to 20 years in length. Some term life insurance policies can be rolled into a permanent policy later. We offer two different types of permanent life insurance policies, whole life insurance and universal life insurance. Both of these policies are effective for life as long as premiums are paid as provided in the policy. Both can also function as lucrative investments. Universal policies have more flexibility. Call to speak with an agent from Everett B. Rich Agency to learn more.

Lyme Center Life insurance

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